<pre>
&lt;body style="margin: 0px">

 &lt;script>
 
   //--------------------------------------------------------------//
   // Full Window (stretched) Watermarked Background Image v1.5.0. //
   //--------------------------------------------------------------//
   //                                                              //
   //        Copyright (C) 2002-2004 QCS Systems Inc.              //
   //                                                              //
   //  This JavaScript can be used  with  permission as long as    //
   //  this message stays here in the header of the script. Any    //
   //  modifications and bug fixes are appreciated.                //
   //                                                              //
   //    Author : D.J.Oepkes                                       //
   //    Date   : 05/14/2002                                       //
   //    Email  : joepkes@qcssystems.com                           //
   //                                                              //
   //--------------------------------------------------------------//
   // Modifications                                                //
   //--------------------------------------------------------------//
   // 05/24/2002 D.J.Oepkes, Hiding sheets until places to make    //
   //                        moving between pages less visible     //
   // 01/08/2004 D.J.Oepkes, Update to accomodate changes that     //
   //                        will enable mozilla based browsers    //
   //                        to do the same as IE.                 //
   //                        (Thanks to Jeff as he mailed a code   //
   //                        sample on how it can be done in       //
   //                        Mozilla)                              //
   //--------------------------------------------------------------//
 
   //--------------------------------------------------------------//
   // These are the only variables you need to set                 //
   //--------------------------------------------------------------//
  
   var imgBackground = "background.jpg"; // URL of image 
   var intRefresh    = 10;               // refresh rate if image gets out of scrollarea. (IE Only)
   var intPreload    = 1000;             // time to wait before loading background image. (IE Only)
   var strAlignment  = "center";         // choose from center | left | right (IE Only)
 
   //--------------------------------------------------------------//
   // Since we have two different method to stretch it is now      //
   // time to determine which one we are going to use if any all   // 
   //--------------------------------------------------------------//
 
   var agt=navigator.userAgent.toLowerCase();
 
   var ie=false; 
   if (typeof document.all!="undefined"&&(agt.indexOf('msie')!=-1)) 
   {
     if (agt.indexOf('msie 4')==-1)
       ie=true;
   }
 
   var mz=false;
   if (typeof document.getElementById!="undefined"&&!ie) 
   {
     if (agt.indexOf('netscape6')==-1) 
       mz=true;
     if (typeof window.opera!="undefined")
       mz=false;
     else
       if (agt.indexOf('gecko')==-1)
         mz=false;
   }
 
   //--------------------------------------------------------------//
   // Preload background image, this needs to be done for IE6+ to  //
   // prevent white border, but also helps  when it  needs to  be  // 
   // displayed.                                                   //
   //--------------------------------------------------------------//
 
   if (ie & document.images) 
   {
     imgPreload     = new Image();
     imgPreload.src = imgBackground;
   }
 
   //--------------------------------------------------------------//
   // depending on method prepare pre main body tags, this lifts   //
   // the body layer above the image                               //
   //--------------------------------------------------------------//
 
   if (ie) document.write('&lt;div id="body" style="Z-INDEX: 1; POSITION: absolute; VISIBILITY: hidden;">');
   if (mz) document.write('&lt;div style="position: relative; z-index: 1;">');
 
   //&lt;&lt;------------------------------------------------------------//
   // PRE MAIN BODY SCRIPTING - this should go before main content //
   //&lt;&lt;------------------------------------------------------------//
 
 &lt;/script>

&lt;!-- Place your HTML/Page Information below --> 


&lt;!-- Place your HTML/Page Information above --> 

 &lt;script>
 
   //>>------------------------------------------------------------//
   // POST MAIN BODY SCRIPTING - this should go after main content //
   //>>------------------------------------------------------------//
   // depending on method prepare post main body tags, this places //
   // the image layer, which is below the main layer.              //
   //--------------------------------------------------------------//
 
   if(ie)
   {
     document.write('&lt;/div>');
     document.write('&lt;div id="watermark" STYLE="Z-INDEX: -1; POSITION: relative; VISIBILITY: hidden;">');
     document.write('  &lt;table height="100%" width="100%" cellSpacing="0" cellPadding="0" border="0">');
     document.write('    &lt;tr>');
     document.write('      &lt;td>&lt;img id="background" height="100%" src="" width="100%" />&lt;/td>');
     document.write('    &lt;/tr>');
     document.write('  &lt;/table>');
     document.write('&lt;/div>');
   }
 
   if(mz)
   {
     document.write('&lt;/div>');
     document.write('&lt;img src="' + imgBackground + '" style="position: fixed; left: 0; bottom: 0; right: 0; top: 0; z-index: 0"/>');
   }
 
   //--------------------------------------------------------------//
   // SetBackground (IE Only)                                      //
   //--------------------------------------------------------------//
   // Image can't be loaded while table is building up because IE5 //
   // probably uses image info to render a table & that spoils the //
   // stretchiness if window gets smaller then original image size //
   // and you can change the image anytime you want too!!!         //
   //--------------------------------------------------------------//
 
   function setBackground(image)
   {
     document.all.background.src=image;
   }
 
   if (ie) setTimeout("setBackground('"+imgBackground+"')",intPreload);
  
   //--------------------------------------------------------------//
   // Watermark (IE Only, Mozilla does it all by itself)           //
   //--------------------------------------------------------------//
   // Since we're not using standard  background but an image  we  //
   // need to watermark the image in order to keep it in place if  //
   // page needs to be scrolled. While we are here, make sure the  //
   // body gets realigned as well.                                 //
   //--------------------------------------------------------------//
 
   function watermark()
   {
     // Keep image onto viewable area
 
     document.all.watermark.style.top  = document.body.scrollTop;
     document.all.watermark.style.left = document.body.scrollLeft;
    
     // Place body according alignment settings
 
     if (document.body.clientWidth>document.all.body.clientWidth)
     {
       if (strAlignment=="center")
         document.all.body.style.left = (document.body.clientWidth/2)-(document.all.body.clientWidth/2);
       if (strAlignment=="left")
         document.all.body.style.left = document.body.scrollLeft;
       if (strAlignment=="right")
         document.all.body.style.left = document.body.scrollLeft+document.body.clientWidth-document.all.body.clientWidth;
     }
 
     // Make visibile once changed to make moving between pages less visible
 
     document.all.body.style.visibility      = "";
     document.all.watermark.style.visibility = "";
   }
 
   if (ie) setInterval("watermark()",intRefresh); 
 
 &lt;/script>
&lt;/body>
&lt;/pre>